Month-end. Audits. Or just trying to get a quick handle on cash—whatever you’re doing, you probably need your Wise data in Excel right now. The short version: yes, you can export Wise (TransferWise) statements as CSV and open them in Excel without headaches.

This walk-through shows exactly where to click on web and mobile, how to pick the right format (CSV vs PDF), and how to bring the file into Excel so dates, amounts, and special characters behave.

We’ll also tackle fees, exchange rates, multi-currency, and a simple workflow you can repeat every month. Got only PDFs or want a neat XLSX with the same columns every time? BankXLSX handles that in a couple of clicks.

Quick answer: exporting Wise statements to CSV or Excel

Open Wise, pick your currency balance (say USD), head to Statements or Activity, choose your dates, and download CSV for Excel or PDF if you just need something pretty. On the app, same idea: open the balance, tap Statements, pick the period, export. Done.

Example: your January close. Choose the EUR balance, set 1–31 Jan, download CSV. In Excel, use Data > From Text/CSV so UTF-8 and the right delimiter are applied. Run your checks and you’re off.

Do it once and make it repeatable—either a Power Query that you refresh each month or a BankXLSX template that gives you the same clean XLSX every time.

One extra tip: export by balance, not “All transactions.” It keeps the FX legs clean and avoids sorting through noise. If you manage multiple entities, use a naming pattern like Entity_Currency_YYYYMM.csv. Future you will say thanks.

What you can export from Wise: formats, balances, and date ranges

Wise lets you export per-balance statements as CSV or PDF for monthly, annual, or custom periods. CSV gives you the rows you need for Excel—date, amount, currency, description, reference, balance. PDF looks official, great for auditors, not great for pivot tables.

• Wise monthly statement CSV (business): download each month per currency (USD, EUR, GBP). Clean reconciliation and easy fee tracking.
• Annual/tax pull: set the fiscal window per balance, export CSV for analysis, keep the PDF as the signed-off version.

Wise activity export columns explained: you’ll usually see date/time, amount (+/−), currency, description/counterparty, transaction type (card, transfer), fees (sometimes separate), and running balance. FX conversions show as an outflow in one currency and an inflow in another.

High volume? Export by month even if you need the full year. Big single exports are slower and harder to troubleshoot. Monthly files append nicely in Excel or BankXLSX and help you spot end-of-month timing quirks.

Step-by-step: export statements on Wise web

1. Log in to Wise and go to your Balances.
2. Click the balance you want (e.g., GBP).
3. Open Statements or Activity.
4. Choose a period: Monthly presets (e.g., Jan 2025) or a custom date range to match your close.
5. Choose CSV for Excel or PDF for presentation.
6. Download and save securely with a consistent naming pattern.

Example: for TransferWise statement export to Excel for Q1, pull Jan, Feb, and Mar as separate CSVs for each balance. Appending month-by-month in Power Query is easier to audit than a single giant file.

Quick habit that pays off: note transaction count and ending balance right after download in your close checklist. If a file gets replaced or renamed, you’ll catch it. Also check whether the export reflects booking date or local time—small detail, big difference if you reconcile by value date.

Step-by-step: export statements in the Wise mobile app

1. Open Wise, tap Balances, and select the currency you need.
2. Tap Statements or Account details.
3. Pick a period: monthly or custom dates aligned to your close window.
4. Export as CSV for Excel or PDF for sharing.

Real life: you’re on the road and need a quick check. Export the EUR month-to-date CSV from the app, send it to your secure drive, and import it when you’re back at your desk.

Two simple tips: match the export window to your accounting calendar (if you cut off at 5 p.m. UTC, reflect that), and tag the filename with “Pre-close” or “Final.” Future audit you will be happier.

Use mobile for quick pulls, then re-run the final on web for the official file you’ll keep and use with Power Query or BankXLSX. That way your team knows which files are just for a quick look and which go into the archive.

CSV vs PDF vs Excel: choosing the right format for your workflow

Pick based on who’s reading the file and what they’re doing with it:

• CSV: best for Excel analysis and reconciliation. It’s plain text, UTF-8, and works nicely with Power Query.
• PDF: good for external reviewers who want something “official.” Tough to analyze.
• Excel (XLSX): Wise gives CSV, which opens in Excel. If you want a tidy XLSX with fixed headers and types, convert Wise PDF statement to Excel (XLSX) or standardize the CSV via BankXLSX.

Example: share PDFs with auditors, but build your models from CSV. Keep both in your evidence binder.

Try to avoid manual cleanup every month. Set up a repeatable Power Query or a BankXLSX mapping so you always get the same columns and types. It becomes part of your close process and cuts review back-and-forth.

Importing Wise CSVs into Excel without errors

Excel can mangle clean files if you just double-click. Use Data > Get Data > From Text/CSV. Set File Origin to UTF-8, choose the correct delimiter (comma or semicolon), and assign types: Date for dates, Decimal for amounts, Text for long IDs.

Example: a UK team gets MM/DD/YYYY instead of DD/MM/YYYY. In Power Query, set the Date column to Date and pick the right locale. Also set reference IDs to Text so Excel doesn’t flip them into scientific notation.

• Fix Wise CSV date format in Excel during import, not after. It keeps pivots and filters honest.
• Strip currency symbols on import and store a separate Currency column. Calculations behave better.

One more helpful move: create a named query (Wise_Transactions) and build pivots and lookups on top of it. Hit Refresh each month and everything updates without touching formulas.

Understanding fees, exchange rates, and two-leg conversions in exports

FX in Wise has two legs. You’ll see a debit in the source currency and a credit in the destination. Fees may show as their own line or be folded into the conversion, depending on the case.

Example: convert 1,000.00 USD to EUR. In the CSV you get:

• USD balance: −1,000.00 (source outflow) and −3.20 as a fee.
• EUR balance: +915.60 (destination inflow).

Effective rate = 915.60 / 1,000.00 = 0.9156 EUR per USD. If there’s a stated rate, compare it to see the fee impact.

To reconcile, tie both legs by reference. In Excel, create a key from Reference + Date + absolute Amount. For bigger datasets, merge in Power Query on the shared reference and compute the fee explicitly. Decide up front: do you book gross movement with fees as an expense, or net? Pick one and stick to it with a template in BankXLSX or Power Query.

Reconciling Wise statements in Excel

Build a tidy structure and reconciliation gets much easier:

• One transactions table with typed columns: Date, Description, Amount, Currency, Balance, Reference.
• Optional Debit and Credit columns for GL imports.
• A Payee mapping table and a Chart-of-Accounts mapping for quick categorization.

Example workflow: after import, create a unique key (Date + Abs(Amount) + last 10 of Reference). Check for duplicates. Pivot Sum(Amount) and confirm it equals the change in Balance for the period. Then use XLOOKUP to tag categories.

Allow a tiny rounding tolerance when tying FX conversion legs (like 0.01 in the destination currency). You’ll avoid false flags from rounding noise while still catching real issues.

Sharing the workbook? Lock structure, leave a Parameters tab for dates and entity names. That keeps things sturdy even when someone new hits Refresh.

Automating a month-end close workflow with repeatable steps

Think checklist, not fancy scripts. A simple loop works great:

• Export per-balance monthly CSVs from Wise (or PDFs if that’s what you have).
• Standardize in BankXLSX or import with your saved Power Query.
• Append to the master ledger.
• Reconcile with pivots and checks (opening/closing balance, duplicates).
• Archive source CSV/PDF and the standardized XLSX.

Example: set a folder per entity and currency with YYYY/MM subfolders. Power Query points at the folder and auto-appends any new files. First business day of the month, drop the new CSVs and hit Refresh.

Push it a bit further with solid naming (Entity_Currency_YYYYMM.csv), a Parameters tab for reporting month and base currency, and a saved view in BankXLSX that outputs exactly what your GL import wants. Pick a monthly “lock date” too—after that, no changes unless documented. Keeps your audit trail clean.

Troubleshooting common problems when exporting or opening files

• CSV opens as one column in Excel: use Data > Get Data > From Text/CSV and set the delimiter (comma or semicolon). Confirm UTF-8. Classic fix for troubleshooting Wise CSV opens in one column.
• Dates look wrong: in Power Query, set the Date column type and pick the right locale (DD/MM/YYYY vs YYYY-MM-DD).
• Missing transactions: double-check balance and date range. For heavy volume, export monthly and append.
• Negative amounts off: remove currency symbols on import and set a consistent sign rule, or split into Debit/Credit.
• Export fails: split by month or quarter and append later.
• FX legs don’t match: group by reference and compute effective rate; allow a small rounding tolerance.

Example: a controller sees commas as decimals in a EUR CSV. Setting delimiter to semicolon and locale to German fixed dates and values in one go.

Keep a “staging” sheet for raw imports and a “clean” sheet fed by Power Query. Side-by-side views make reviews and audit walkthroughs painless.

Security, access control, and audit-ready recordkeeping

Treat Wise CSVs and PDFs like the sensitive info they are. Limit access, use encrypted storage, enforce MFA. Keep the source files and the standardized XLSX for each period so you’re audit-ready.

Suggested operating model:

• Access: finance/audit roles only; external sharing needs approval.
• Versioning: read-only Archive for closed months. If you re-export, document why and store both.
• Evidence binder: include the Wise PDF, the standardized XLSX, a reconciliation report, and a checklist with transaction counts and balances.

Example: a team shifts from ad hoc downloads to a monthly package: CSV, PDF, and a BankXLSX output. When auditors sample, they hand over the PDF as evidence and the XLSX for selections—no last-minute scrambling.

Add a short “data lineage” note: how the CSV or PDF becomes your final XLSX (BankXLSX template name, Power Query steps). Auditors like repeatable processes. That little note plus locked templates will save a lot of explaining, and you’ve got secure, audit-ready Wise statements (CSV and PDF).

FAQs about Wise statement exports and Excel

• Can I export directly to XLSX from Wise? Usually you get CSV and PDF. Open CSV in Excel or use BankXLSX for a cleaned-up XLSX with set columns.
• Do Wise monthly statement CSV files include fees and exchange rates? You’ll see fee lines and both FX legs; calculate effective rates if a separate rate field isn’t there.
• How do I fix delimiters and encoding? Import with Data > From Text/CSV, set UTF-8, and choose comma/semicolon based on your locale.
• How do I match my accountant’s layout? Use a BankXLSX template to map Wise fields to your GL format (Date, Payee, Memo, Debit, Credit, Currency).
• Can I automate monthly updates? Yes—folder-based Power Query or repeatable BankXLSX exports make refreshes quick.
• What about TransferWise statement export to Excel for older periods? Export by month and append in Excel to build the history.

Write down your “definition of done” (files saved, balances matched, pivots refreshed). New teammates will get up to speed faster and your month-end won’t drag on.

Key Points

• Wise exports are per-balance in CSV or PDF; use CSV for Excel. On web or mobile, open the balance, pick a date range, and download. For a polished XLSX or when you only have PDFs, convert and standardize with BankXLSX.
• Import CSVs via Excel’s From Text/CSV to avoid errors: set UTF-8 encoding, the correct delimiter (comma/semicolon), and proper data types for dates, amounts, and IDs. Establish consistent sign conventions or split Debit/Credit.
• Currency conversions create two legs and may include separate fee lines; reconcile by reference, compute the effective exchange rate, and choose a consistent gross vs net policy for your ledger.
• For scale and audit readiness, export by month per balance, consolidate multiple currencies in one model, automate refreshes with Power Query or BankXLSX templates, and archive both original CSV/PDF and standardized XLSX securely.

Summary and next steps

Wise gives you CSV or PDF per balance on web and mobile. Use CSV for Excel. Import with Data > From Text/CSV, set UTF-8 and the right delimiter, fix date types, and stick to one sign rule. Reconcile fees and two-leg FX using a consistent method. For multi-currency or heavier volume, consolidate by balance and rely on a repeatable monthly flow.

Only got PDFs—or want the same, clean XLSX every time? BankXLSX will convert and normalize your Wise statements. Want to make month-end easier? Upload last month’s Wise CSV or PDF to BankXLSX, build a reusable template, and get audit-ready spreadsheets in minutes.