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Yeah, I've been there. You open that PDF statement, try to copy a few transactions, and suddenly everything's a mess. Dates end up in the wrong format (or worse, as text that Excel won't recognize). Decimal points vanish. Those running balances? They're completely wrong because Excel thinks some numbers are text.
What should've taken five minutes turns into an hour of fixing formatting, re-entering numbers, and triple-checking everything. There's got to be a better way, right? That's exactly why we built this converter. Drop in your PDF, wait a few seconds, and boom—you've got a clean Excel file with everything formatted correctly. Dates work as dates. Numbers are actually numbers. Running balances are accurate.
Unlike regular bank statements, Morgan Stanley PDFs mix together brokerage cash sweeps, wire transfers, journal entries, and investment activity. It's all in one document, which makes sense from their perspective but creates headaches when you're trying to get data into Excel.
So Morgan Stanley moves money between your brokerage account and bank accounts automatically—that's the cash sweep. Each transaction has these reference codes and specific dates. When you're manually copying, those codes often get split weirdly across cells or just disappear entirely. Our converter grabs all of it and keeps it together in one place.
Wire transfers show up with codes like WIRE-IN or WIRE-OUT. Journal entries have their own identifiers. These aren't just simple debits and credits—your accounting system needs to know what type of transaction it is. Our parser picks up on these patterns and puts the transaction type in its own column so you can filter and categorize easily.
Quick note: You'll also see corporate actions on these statements—dividends (marked as DIV), interest payments (INT), stock splits (STK). We pull those into separate columns too, which makes filtering way easier when you're analyzing in Excel.
Could be from your online account, emailed to you, or even a scanned copy of an old paper statement. We handle monthly statements, quarterly summaries, whatever. Works with cash management accounts, brokerage accounts, wealth management statements—basically any Morgan Stanley PDF statement.
Drag the file into the upload box or click to browse. The system starts working immediately—it's looking at the document structure, finding transaction tables, figuring out date formats, separating debits from credits, and pulling out those reference numbers that are so important.
"Honestly, I didn't think it would work with my scanned statements, but it did. Even caught a couple transactions I'd missed when I was doing it by hand." — Sarah M., Financial Analyst
Processing usually finishes in under 30 seconds. You'll see a preview first so you can make sure everything looks good. Then download as Excel XLSX or CSV. Ready to drop into QuickBooks, Xero, or whatever accounting software you're using. Or just open it in Excel or Google Sheets and start working.
We pull everything from your Morgan Stanley PDF and organize it into columns. Here's what you're getting.
| Column | What's in there | Why you care |
|---|---|---|
| Date | Transaction date as MM/DD/YYYY | Excel recognizes it as a date, so sorting and date functions actually work |
| Description | The full transaction description | All the details stay together for reconciliation and figuring out what each transaction was for |
| Reference | Reference numbers and transaction codes | Super useful for matching wires with confirmations or tracking down specific journal entries |
| Type | WIRE, JRN, DIV, INT, or whatever the transaction type is | Filter by type to see just wires, or just dividends, or whatever you need |
| Debit | Money going out, formatted as currency | It's a real number, so SUM formulas and other calculations work right away |
| Credit | Money coming in, formatted as currency | Separate column makes cash flow analysis way easier |
| Balance | Running balance after each transaction | We check it against the statement totals to make sure it's right |
Manually entering running balances is tedious, and verifying they're correct is even worse. We don't just copy what's on the statement—we actually recalculate it from your transactions. If the numbers don't match up, you'll see a warning right away instead of finding out weeks later when you're doing reconciliation.
This catches stuff like missing transactions, duplicates, or formatting mistakes that would mess up your whole analysis.
At month-end, you've got to match every transaction in your accounting system against your bank statement. Instead of scrolling through PDFs and checking things off manually, export to Excel and use VLOOKUP or INDEX/MATCH to automate the matching.
Those reference numbers we extract? They're unique identifiers that make matching transactions pretty much foolproof.
To build a decent cash flow forecast, you need historical transaction data. Export a few months of statements to Excel, and you can spot spending patterns, see seasonal trends, and project what you'll need going forward.
The transaction type column lets you filter for just wires or just journal entries, so you've got granular control over your analysis.
When tax season rolls around, you need to categorize expenses and income. Having everything in Excel means you can add category columns, use pivot tables to summarize by type, and send clean reports to your accountant.
Corporate actions like dividends get separated automatically, which makes reporting investment income way easier.
Auditors want detailed transaction records. Instead of handing over PDFs that are impossible to search through, give them Excel files with properly formatted data. They can filter, sort, and analyze without bugging you for more reports.
The validated running balances give them confidence that the data is complete and accurate.
If you're importing into QuickBooks, Xero, or similar accounting software, check their docs—most want CSV for bank statement imports. If you're doing analysis in Excel with formulas and pivot tables, go with XLSX. You can convert CSV to XLSX later, but you'll lose some formatting.
We give you both options, so you're covered. Download one, realize you need the other? Just convert again—takes seconds.
Got old paper statements you scanned? Or maybe you took a photo with your phone? That works too. Our OCR (optical character recognition) reads text from images just as well as it reads from digital PDFs.
It handles different fonts, deals with slight rotation, and even works with shadows or bad lighting. If a human can read it, our OCR can probably extract it.
For best results: Make sure scanned images are clear and the text isn't tiny. If you're taking photos, lay the statement flat on a well-lit surface to avoid shadows.
Financial statements are sensitive. Here's how we handle that.
File transfers use SSL encryption—same thing banks use.
Files get deleted from our servers right after processing finishes.
We don't keep your statements or transaction data—everything gets processed and removed immediately.
All of them—cash management, brokerage, wealth management, even trust accounts. If it's a PDF statement from Morgan Stanley, we can convert it.
Yep. Wire transfers include reference numbers, beneficiary info, and transaction codes—all of that gets extracted into separate columns so you can match them with confirmations easily.
Sure. Upload multiple PDFs in one go. Each one gets processed separately, and you can download them individually or combine them into one file.
We validate running balances and flag discrepancies. If something looks off, you'll see a warning. You can always check the preview before downloading to catch issues.
We export XLSX (modern Excel) and CSV. XLSX works with Excel 2007 and later, plus Google Sheets and other modern spreadsheet apps.
We get 99%+ accuracy on clear scans. For best results, make sure the image is in focus and well-lit. Blurry or low-res images might need a few manual corrections.
