SAP takes MT940, BAI2, and CAMT.053 from banks that send them. For the accounts that only ever produce a PDF, upload the statement here and download every transaction as structured Excel or CSV, with balances intact. Start free, no credit card.
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SAP electronic bank statement processing expects a machine readable file from the bank: MT940, BAI2, or CAMT.053, loaded through FF_5 or the Import Bank Statement app. SAP cannot read a PDF. When an account has no electronic feed, which is common for small partner banks, newly acquired entities, and closed accounts, convert the PDF into clean Excel and CSV rows so the period can be reconciled and posted rather than keyed by hand.
The EBS configuration works well once a bank sends a proper file. The gap is the accounts that never will.
FF_5 and the Import Bank Statement app expect MT940, BAI2, CAMT.053, or a country specific format. A PDF statement is not an input SAP has any handling for.
Large cash management banks do. Small regional banks, community banks, and some card and merchant accounts still deliver only a PDF, and the treasury team is left with a document instead of data.
When an acquired entity is folded into the group ledger, its historical bank activity has to be loaded long before anyone sets up a statement feed for the account.
An account closed during a restructuring will never produce another MT940. The audit still wants the movements, and the only surviving record is the PDF statement.
SAP does allow manual bank statement entry, and for a handful of lines it is fine. For a year of activity across several accounts it is slow and it is where keying errors come from.
Posting rules and the interpretation algorithm can only work with what is in the file. Rows lost or mistyped upstream surface as unposted items sitting in the clearing account.
Upload the PDF and the converter reads the transaction table, not the page layout, then returns every line as structured data your team can reconcile, load, or archive.
Date, value date where printed, description, reference, and a signed amount, in a stable column order across every statement you convert.
Both balances come through with the lines, so a converted period can be proved the same way a statement file is.
Convert a stack of statements across accounts and entities into one continuous data set for a migration or an audit request.
Excel for the analyst who has to review it, CSV for whatever upload or interface program your team already uses.
Descriptions and references are preserved rather than truncated, which is what makes a converted line traceable back to the statement page.
256-bit encryption in transit and you can delete your uploaded files whenever you want.
No software to install and no credit card to start.
Upload the statement above and download every transaction as Excel or CSV with balances preserved.
Tip: Convert a whole year in one pass.
Check the period against the closing balance and add the account assignment or text your posting logic keys on.
Tip: Prove the closing balance first.
Hand the file to your upload or interface program, or reconcile the account outside SAP and post the net entries. Either way nobody retypes a statement.
Tip: Keep the file for the audit trail.
SAP runs the ledger at most large US companies, and the statement problem is always the same: the main cash management banks are automated and a long tail of accounts is not.
Bring the accounts with no MT940 or BAI2 feed into the same daily cash position as the automated ones.
Close the month for entities whose banks only ever send a PDF, without a person keying lines into FF67.
Load historical bank activity during an S/4HANA migration or a carve out, when statement feeds are not live yet.
Turn a stack of statement PDFs into a testable data set for cash confirmation and completeness testing.
Last updated July 2026
SAP electronic bank statement processing takes the machine readable formats banks issue for cash management: MT940 from SWIFT, BAI2 in the US, and CAMT.053, the ISO 20022 XML statement that is steadily replacing MT940. Files are loaded through transaction FF_5 or, in S/4HANA, the Import Bank Statement app, and are then interpreted against your posting rules. PDF is not among the supported inputs and never has been.
| Format | Used for | Notes |
|---|---|---|
| MT940 | End of day statement | SWIFT tagged text. Tag 61 carries each line, tag 86 the details. |
| BAI2 | End of day and intraday | The Bank Administration Institute format, common with US banks. |
| CAMT.053 | End of day statement | ISO 20022 XML, the modern replacement for MT940. |
| CAMT.052 | Intraday reporting | Same family, used for the cash position during the day. |
| PDF statement | Not supported | Convert to structured rows before it can be used. |
Nobody sets out to reconcile a PDF in an SAP shop. It happens because coverage is uneven. Your two or three primary cash management banks deliver MT940 or BAI2 on a schedule, and everything else does not: the local bank a subsidiary has used for twenty years, the account that came with an acquisition, a merchant or card account, an escrow or trust account, a foreign branch too small to justify a connectivity project. Those accounts are a rounding error in volume and a real cost in month end hours.
The usual answer is manual entry through FF67, or a spreadsheet somebody builds by hand. Both work and both are slow, and the spreadsheet route quietly drops rows at page breaks, which is how a cleared account ends the month out by a few hundred dollars for reasons nobody can reconstruct.
Being precise about scope matters here. BankXLSX converts statement PDFs into structured Excel and CSV with every transaction and both balances preserved. It does not generate MT940 or BAI2 files, and it is not a bank connectivity product. If your goal is to automate a bank that is capable of sending an electronic statement, the right project is to ask the bank for MT940, BAI2, or CAMT.053 and configure it properly in SAP.
Where this earns its place is the account that will never send a file. Converting gives you the same underlying data in a form a person or an upload program can use, in a minute instead of an afternoon, with the balances there to prove the period is complete.
Migrations and carve outs create the same problem at scale. The new ledger needs opening bank data for accounts whose statement feeds are not live yet, and the cutover schedule will not wait for bank connectivity. Convert the monthly PDFs per account, concatenate them, prove each period against the closing balance, then load. It is the same pattern teams use for the NetSuite bank statement converter and the Business Central bank statement converter on smaller ERP projects.
If your problem is the other direction, you have the electronic file and want to read it, there are converters for that too. The BAI to Excel converter flattens a BAI2 file into rows, and the camt.053 to Excel converter does the same for the ISO 20022 XML. Both are useful when you are debugging why a statement did not interpret cleanly and you need to see what the bank actually sent. For a plain PDF, use the bank statement converter.
Once the data is in rows, the rest is ordinary close work: match it to the ledger, explain the differences, and keep the evidence. The bank reconciliation workflow covers the matching, transaction categorization handles coding the lines, and running balance extraction is what lets you prove a period is complete rather than assume it. Groups reporting upward from several entities often need the numbers pulled together into presentable financial statements once the accounts agree.
SAP electronic bank statement processing supports MT940, BAI2, and CAMT.053 for end of day statements, plus CAMT.052 for intraday reporting and a set of country specific formats. Files are loaded through FF_5 or the Import Bank Statement app in S/4HANA and interpreted against your posting rules.
No. SAP expects a machine readable statement file such as MT940, BAI2, or CAMT.053, and there is no standard handling for a PDF. Convert the PDF into structured Excel or CSV rows, then reconcile the account or load the data through whatever upload program your team uses.
No. The converter outputs Excel and CSV, along with OFX, QFX, and QIF. If a bank is capable of sending MT940, BAI2, or CAMT.053, ask the bank for it and configure it in SAP. This tool is for the accounts that only ever produce a PDF.
FF_5 is the SAP transaction that imports an electronic bank statement file and hands it to the interpretation and posting logic. In S/4HANA the same job is available through the Import Bank Statement app. Neither accepts a PDF as input.
You have three options: key the lines manually through FF67, build a spreadsheet by hand, or convert the statement PDF into structured rows. Converting is the fastest of the three and the only one that preserves both balances, which is what lets you prove the period loaded completely.
Convert the monthly statement PDFs for each account, prove each period against its closing balance, concatenate them into one file, and load through your data migration or upload program. Bank feeds do not backfill, so historical periods almost always come from statements regardless of how the go forward process is set up.
Yes, with a converter that understands the structure. MT940 is tagged text where tag 61 carries each statement line and tag 86 the details, and BAI2 is a record based format. Both flatten into rows for review, which is useful when debugging why a statement failed to interpret in SAP.
The PDF statement from the bank remains the source document, and you keep it. A conversion is a faithful transcription of that document into rows, so it is used the way any working paper is: to test and reconcile, with the original statement retained as the evidence behind it.
Flatten a BAI2 file into Excel rows.
Convert ISO 20022 camt.053 XML statements.
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